Towards the abolition of the insurance certificate

Insurers campaign for the abolition of the green card

Simplify the daily lives of policyholders by relying on the File of Insured Vehicles

Driving a motorized vehicle, whether two- or four-wheeled, implies holding the corresponding driver’s license, but also having minimum civil liability insurance.

And to prove that your vehicle is well insured, it is imperative to display your insurance certificate, the famous green sticker, in a visible and precisely positioned manner. You must also submit your certificate in the event of an inspection in addition to the license and the registration certificate. However, for France Assureurs, formerly known as the Fédération Française des Sociétés d’Assurances, this green card is now no longer necessary.

If they have been essential for decades to facilitate the fight against driving without insurance, the establishment of the Register of Insured Vehicles, bringing together all registrations and active contracts, now makes it possible to simplify controls by forces of order since everything is computerized.

According to the Federation, this FVA is thus sufficient to serve as a reference for insurance supervision. She also recalls that France is one of the last European countries to require the physical presentation of these documents.

The disappearance of the green card and the certificate would also allow several advantages: reduction of administrative management, saving of resources (50 million certificates are printed each year) or even simplification of the proof of insurance, thus avoiding sanctioning users who simply forgot to replace their sticker.

At the same time, the disappearance of green cards would also serve to strengthen the fight against fraud since if these paper documents are falsifiable, this is not the case with the FVA. Imposing digital control on agents would therefore make it possible to better target insurance defects.

While discussions have intensified in recent weeks between the federation of 247 insurers and the ministries concerned, France Assureurs says it is confident about the outcome of the proposal. On the side of the Ministry of the Economy, the response was more tempered, specifying that no decision had yet been taken.

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