Magnolia launches a new contract without a health questionnaire

Magnolia.fr, an online mortgage loan insurance broker, announces the launch of its first borrower insurance contract without a health questionnaire. A new contract which is part of the application of the Lemoine law, which comes into force on June 1.

Magnolia.fr is launching its Speedone offer, its first 100% online borrowing contract without a health questionnaire. This new contract is part of the new Lemoine Law voted on February 28 and which will come into force from June 1 for new contracts.

As a reminder, this law which reforms borrower insurance provides that for loans up to 200,000 euros per share (therefore 400,000 euros for a couple), the medical questionnaire will no longer be compulsory if the repayment of the credit occurs before the sixtieth birthday of the borrower.

A contract without a health questionnaire

The new contract proposed by Magnolia.fr therefore gives all borrowers, whose insured loan does not exceed 200,000 euros, the possibility of being able to cover their mortgage without going through the health questionnaire box and all this while benefiting from a very competitive. A great promise, while the end of the health questionnaire could just force insurers to increase their rates.

save up to 50% on your borrower insurance

As a leader in the distribution of Loan Insurance on the internet and a pioneer in Insurtech, we have mobilized the Product, Tech and Marketing teams of Magnolia.fr in recent weeks with the aim of offering an end-to-end digital offer. , innovative, competitive and a high level of guarantees, declared Olivier Le Gallo, general manager of the Magnolia.fr group, in a press release.

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