Home insurance: in which regions have premiums soared the most?

According The Parisian, claims related to climatic hazards, which concern one out of two French people, represented 1 billion euros per year in the 1980s, then 3 billion from 2000, reaching 4 billion euros per year almost during of the past five years. France Assureurs, a federation which brings together all the companies, forecasts claims costs to be multiplied by three by 2050. As for the prudential control and resolution authority (ACPR), the sector’s policeman, it expects the amount of the premiums between 113 and 200% over the next twenty years.

In detail, the region where the contribution is currently the lowest is Brittany, according to the Assurland study: 171 euros, against 216 euros nationally. On the other hand, it reaches peaks in Île-de-France (242 euros) and in Provence-Alpes-Côte d’Azur (240 euros). As for the evolution of prices, it is also in Brittany that the rise in prices is the slowest, with an 18.8% increase over the last ten years. As for the Pays de La Loire, Normandy, Centre-Val de Loire, Bourgogne-Franche-Comté and Auvergne-Rhône-Alpes, they also remain below the 30% increase over ten years.

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